Not a budget. A system.
Know your Bills.
Protect your Lifestyle.
Build your Freedom.
Ask your AI where your money goes. Connect your bank, run your check-up, and set up alerts right from your own AI.
Three buckets. Two bank accounts. One transfer a month. That's it.
Works with Claude
Use Right Money inside Claude
No app to open, no dashboard to check. Just ask Claude about your money and Right Money handles the rest. Try the demo first — no account needed. When you're ready, connect your bank, run your check-up, and set up alerts right from the chat.
Connect URL
https://app.rightmoney.com/api/mcpThen ask Claude
Tell me how Right Money can simplify my financesCopy
Copy the connect URL below.
Paste into Claude
Add it in Claude, then ask the prompt below — Right Money handles the rest.
Connect your bank
Approve access and Claude walks you through the rest.
Budgets weren't built for real life.
If monthly budgeting were the solution for you, you'd already be doing it. You're not the problem — the tool is.
“I'm always stressed about money”
The constant worry about whether you're spending "right" takes the joy out of every purchase.
“I don't know where my money is going”
Money arrives in your account and seems to disappear. Tracking every transaction feels impossible.
“I've tried budgeting and it never sticks”
You've downloaded the apps, created the spreadsheets. But life happens and the whole system falls apart.
Three buckets. That's it.
No endless subcategories. No complicated tracking. Just three buckets that make sense with how money actually flows through your life.
BILLS
The non-negotiables
Rent, utilities, insurance, subscriptions — everything you're committed to paying. Set it, automate it, forget about it.
LIFESTYLE
The fun stuff
Dining out, entertainment, hobbies, that latte. This is your guilt-free spending money. Run it to zero and feel good about it.
FREEDOM
Future you
Long-term savings, debt payoff — building the financial security and flexibility you deserve. Future you will thank you.
The setup takes 30 minutes. Then it runs itself.
Income Account
All paychecks land here. All bills auto-pay from here. No debit card — don't touch it.
Lifestyle Account
Transfer once or twice a month from Income. This is YOUR money. Spend it however you want. Run it to zero.
What's Left = Freedom
The money left in your Income account after bills and lifestyle transfer? That's your Freedom bucket. Future you will thank you.
Your money check-up
Ask your AI for a check-up and get a short, clear report. Ask for detail when you want it.
Where your money goes
A plain answer first: what came in, what went to Bills, Lifestyle, and Freedom.
Steady vs. lumpy income
Gross income split into your steady base and the lumpy stuff — bonuses, distributions, one-offs — with a 12-month average for each.
Taxes and tuition, smoothed out
Big once-in-a-while bills show what you actually paid plus a 12-month average, so one month doesn't throw off the picture.
Alerts that come to you
Get alerts by email or webhook. Set them up by asking your AI.
Built for how you actually use money
Whether you're managing your household or running your own business, Right Money has a system for you.
Know your Bills. Protect your Lifestyle. Build your Freedom.
Three buckets. Two accounts. One transfer a month. See exactly where your money goes — without tracking every latte.
$29/yr · 30-day money-back guarantee
Get StartedKnow what you made. What to set aside. What's yours.
Right Money Business is your books. A simple cash-basis ledger that syncs from your bank, shared access per account, and a clean year-end tax export.
$99/yr · includes Right Money Personal · 30-day money-back guarantee
Start BusinessWhy Right Money is different
No spreadsheets required
Your bank accounts do the work. No manual entry, no categorizing expenses, no reconciling at month-end.
No guilt about spending
If it's in your Lifestyle account, spend it however you want. This system gives you permission to enjoy your money.
No perfect month required
Life is messy. Right Money accounts for that. You don't need perfection to succeed.
Built from real-world experience
Built from Steve's years of CPA and CFP® work with real families.
Real people, real results
“Very helpful in seeing and organizing finances. I finally understand where my money goes and feel like I have a plan that actually works for my life.”
“This is going to work. For the first time in years, I have a system that doesn't make me feel guilty or overwhelmed. It just makes sense.”
Testimonials reflect individual experiences with the Right Money system and are not a guarantee of future results.
Simple pricing. One price a year.
Every plan comes with a 30-day money-back guarantee. If it's not for you, you get your money back.
Right Money Personal
$29/yr
Bank sync, 3 buckets, your check-up, and alerts by email or webhook.
Get StartedRight Money Business
$99/yr
Your books plus Right Money Personal. Ledger, year-end tax export, shared access.
See BusinessReady to stop stressing about money?
No more guilt, no more confusion. Just a clear picture of where your money goes — from the app or your own AI.
Get StartedRight Money Personal $29/yr · Business $99/yr · 30-day money-back guarantee.